Small Business Loans
Small business loans from $10,000 to $250,000
The best business loan finance brokers at VOXFIN offer streamlined business loan services, which enable us to offer low-interest small business loans with flexible terms so you can access the capital your business requires quickly.
What is a small business loan?
Small business loans come in various types and are used for different purposes. Whether you need to expand your business or address cash flow issues, VOXFIN’s small business loan brokers will find you the best small business loan options suitable for you. Small business loans can be secured by assets like property or unsecured, with unsecured loans generally having higher interest rates.
What can you use a small business loan for?
- Get additional cash flow to support your expanding business
- Prevent missing out on any deals due to lack of funds
- Help you through unforeseen or unfortunate situations
- Assist in paying for urgent repairs or renovations for your business
Invest in a business
Acquiring an established business or franchise or revitalising your current location can help you get off to a flying start.
Buy new equipment
We can get you fast and quick small business loans from office supplies to larger machinery.
Build your brand
Launching your brand into the market comes with various costs, from social media campaigns to eye-catching promotional flyers.
Build tech infrastructure
Upgrade your business with the latest technology! Whether it’s inventory management or customer records, a small business loan can give you the boost you need to stay ahead.
Is your business eligible?
- Minimum 1 year in active business
- Earning at least $100,000 in annual sales
- Make sure your business credit score is at least 500!
- Maintain a clean financial record with no history of bankruptcy, past or present
How much can you borrow with a small business loan?
Small business loans range from a minimum of $10,000 to a maximum of $250,000. The borrowing amount is determined by the business’s ability to make weekly repayments. When business owners encounter cash flow or working capital needs or require additional funds to support the business growth, they must have swift and uncomplicated access to financing.
No Assets Required
We don’t ask for security over your assets, but we do need your personal guarantee.
Flexible Payment Options
Experience flexible repayment options with small business loans, offering weekly repayments over 6-24 months.
Receive Funding Fast
Once approved for a small business loan, you could have access to the funds in as little as 1 business day.
For Small Business Loans, you are choosing VOXFIN for:
- Fast approvals
- Low doc to no doc small business finance
- Internally negotiated low-interest small business loans
- Personalised small business finance solutions
- The best business finance broker in Australia will guide you throughout the loan process
- Our clients’ high satisfaction ratings made us Australia’s best business finance broker
Frequently Asked Questions (FAQs)
Questions and queries related to Small Business Loans
HOW FAST WILL I RECEIVE THE FUNDS AFTER THE LOAN IS APPROVED?
Once your business loan is approved, you could receive business funds in 2 hours.
WHAT IS A SMALL BUSINESS LOAN?
Small business loans are unsecured loans ranging from $10,000 to $250,000, with terms of 6 to 24 months to 20 years. They are ideal for promptly addressing unpaid invoices, overcoming cash flow barriers, and bolstering working capital.
HOW LONG DOES IT TAKE TO GET MY SMALL BUSINESS LOAN APPROVED?
If you’d like to apply for a small business loan, give us a call or submit your details through the www.VOXFIN.com.au website. One of the expert business loan brokers will contact you within 4 hours. We can respond within a day once we receive your documents and learn about your situation.
WHAT ARE MY SMALL BUSINESS LOAN BORROWING LIMITS?
Small business loans range from $10,000 to $175,000, and you could get approval in as fast as 4 hours. More complex and larger loans, ranging from $175,001 up to $250,000, can be assessed and funded in as fast as 24 hours. Depending on your current situation and the lender’s policy, you could get a higher amount.
HOW DO REPAYMENTS WORK WITH SMALL BUSINESS LOANS?
Small business loan repayment terms range from 6 to 24 months or longer. Loans are repaid automatically through a fixed weekly debit to your business account. To learn more about small business loan terms, call 0370652000.
WHAT ARE THE SMALL BUSINESS LOAN INTEREST RATES AND FEES?
Lenders offer a range of interest rates for small business loans, which are determined based on your business credit score and financials. Depending on your business credit rating, the small business loan interest rates could be commensurate with bank lending or as high as a business credit card. An origination fee of 3% applies for new customers and 2% for renewal customers. There is no application fee or obligation to take a loan.
AM I QUALIFIED FOR A SMALL BUSINESS LOAN?
Established businesses must meet the following criteria to qualify for a short-term loan: a minimum gross annual turnover of $100,000, at least 1 year in business, no recent bankruptcy history, and a minimum business credit score of 500.
DO BUSINESS LOANS RELY ON PERSONAL CREDIT CHECKS?
We will perform a credit search on both your commercial and consumer files. According to the current Equifax guidelines, this will create a record of the inquiry on your Equifax Commercial and Consumer report, but it will not impact your credit score.
HOW DO I CHECK MY BUSINESS CREDIT SCORE?
Various online credit check services are available for free. Equifax is the most used by lenders; it’s free.
Why choose us?
We understand the importance of earning your trust in the guidance provided by the small business finance experts at VOXFIN. We can assist you with all types of small business loans as well as other business financial lending needs, such as asset finance, debt consolidation loans, car loans, commercial loans, and insurance.
Additionally, we can assist with organising financing to start or grow your business and fund your assets. Â
Expert small business loan brokers at VOXFIN are here to help you with all types of business loans. Â We simplify the loan process and provide the right information and guidance so you can make sound investment decisions.
We assist Australians throughout the nation. We work with over 40+ lenders in Australia to bring you the best loan option with the lowest interest rate.
Get a Free Consultation
info@voxfin.com.au
03 70652000|0435 393 623
VOXFIN’s expert small business loan brokers have deep knowledge and experience in business lending, enabling us to simplify the loan process and suggest a suitable strategy for accessing business loans. We work hard for you with honesty, transparency and genuineness so that we can build a long-lasting professional relationship.
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