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Acreage and Agribusiness Loans

Acreage and Agribusiness Loans

Competitive Loan Solutions Tailored to Australia’s Agribusiness Farmers

Our 5-Star Google & Facebook Ratings reflect clients’ satisfaction, positioning us among Melbourne’s most trusted mortgage brokers!

Agribusiness Loans Made Simple at VOXFIN

Access to 40+ Specialist Lenders

We work with lenders who understand agricultural finance, seasonal cash flows, and rural property valuations.

Flexible Loan Structures

Finance options tailored to farming cycles with seasonal repayment flexibility, interest-only periods, and terms up to 30 years.

Registered or Unregistered Land

Low Doc Agribusiness Loans Available

Self-employed farmers and agribusiness owners can access finance with simplified documentation.

Competitive Rural Finance Rates

Secure competitive interest rates for farmland purchases, equipment finance, livestock loans, and agricultural business expansion across Australia.

Rated 5-stars by hundreds of Australian farmers and agribusiness owners, VOXFIN is a specialist with its rural finance expertise. We understand agricultural cash flows, work with lenders who value farming experience, and secure competitive rates for farmland, equipment, and livestock finance solutions, even when banks say no.We deliver results that support your agribusiness thrive!

Empowering Australia’s Agricultural Backbone

VOXFIN’s agribusiness finance brokers are specialised in helping Australian farmers with all types of farming and agricultural businesses. We will assist you with seasonal funding, livestock finance, farm machinery loans, crop finance solutions, rural business loans, farm refinance loans, farm expansion loans, agricultural equipment finance, rural property finance, and sustainable agrarian finance.

  • Get maximum LVR – up to 80% for established agricultural properties.
  • Equipment & livestock finance are included in agribusiness solutions.
  • Streamlined & faster approvals – for types of rural property purchases.
  • Nationwide coverage – South Australia, Regional Victoria, Queensland, Western Australia, Tasmania, and all over Australia.

Let’s talk to discuss your agribusiness finance needs!

Ready to finance your agricultural venture?

Navigating Complexities of Agricultural Financing

VOXFIN plays an integral role in supporting family-focused farming in Australia. With deep roots in agribusiness lending, our team of agribusiness loan specialists helps farmers navigate the complexities of agricultural financing.
We work closely with agribusiness creditors to help families achieve their farming goals and sustain their family farm legacy.

Acreage and Agribusiness Loans

  • Flexible terms acreage loans
  • Variable and fixed rates available
  • 30 Year loan terms
  • Interest-only repayments for 5 years
  • No postcode restrictions
  • Niche products available
  • Option to keep land undeveloped

Unlock Rural Land and Farming Land Loans

  • Specialist lenders for rural properties
  • Flexible financing solutions
  • Fixed and variable rates
  • Terms from 1 to 15 years
  • Customisable options available
  • Financing for rural land up to 200 acre

Farm Loans

  • From upgrading harvesters to acquiring your first tractor
  • We tailor plant and equipment finance solutions to suit your specific needs

Tailored Residential Acreage Loans

  • Expertise in acreage financing
  • Land size: Up to 50 hectares
  • Vacant land: Up to 11 hectares
  • No postcode restrictions (excluding islands)
  • Suitable for investment or owner-occupied

Livestock Finance

From upgrading harvesters to acquiring your first tractor – we tailor plant and equipment finance solutions to suit your specific needs.

Seasonal Finance

Plan ahead and secure crop inputs with our seasonal overdrafts, providing daily working capital for your agribusiness’s short-term needs.

Want to explore your options?

VOXFIN’s tailored finance solutions are just a call away!

Investment Property Loans

Why Choose VOXFIN for Agribusiness Finance Solutions

Whether you’re purchasing farmland, upgrading equipment, or expanding your agricultural operations, we connect you with specialist agribusiness lenders who understand the unique challenges of farming and rural property finance.

  • Fast approvals for time-sensitive rural property purchases
  • Access to competitive interest rates from agriculture-focused lenders
  • Full-doc and low-doc agribusiness loan options for varied documentation needs
  • Personalised loan solutions structured around seasonal cash flows and acreage requirements
  • Specialist expertise in rural and agricultural finance across Australia

Key Considerations Before Buying an Agricultural Business or Acreage

Understanding the agricultural landscape is crucial before making significant investment decisions. From soil quality to market demand, every factor impacts your property’s viability and profitability.

Market Analysis and Trends

Assess current demand and trends in Australian agriculture markets

Understand potential opportunities and seasonal challenges
Evaluate long-term sustainability and climate considerations
Research commodity prices and export market conditions

Location Suitability

Evaluate soil quality, climate, and water availability for your intended use
Consider proximity to markets, suppliers, and transport infrastructure
Assess local council zoning and agricultural land regulations
Review historical weather patterns and drought risk for the region

Expert Guidance from VOXFIN

Consult with VOXFIN’s specialist acreage and agriculture business brokers
Get insights into financing options tailored to agricultural ventures
Understand regulatory requirements and compliance obligations
Access competitive loan structures designed for farming cash flows

Regulatory Compliance

Navigating agricultural regulations and permits can be complex. From environmental compliance to biosecurity requirements, understanding your obligations protects your investment and ensures smooth operations.

  • Understanding Australian agricultural regulations and permits
  • Financial planning and risk management with VOXFIN’s assistance
  • Biosecurity and environmental compliance requirements
  • Risk mitigation strategies for weather, market, and operational challenges

Sustainable Practices

Modern agriculture demands sustainable approaches that balance productivity with environmental responsibility. Implementing best practices not only protects the land but can also improve your financing options and long-term profitability.

  • Embrace sustainable agriculture for long-term production and environmental responsibility
  • Evaluate infrastructure and equipment for efficient farm operations
  • Conduct thorough market research to develop robust marketing strategies
  • Build industry networks for access to resources, support, and market opportunities

Ready to invest in sustainable agriculture?

Leverage our agribusiness finance expertise for informed investment decisions.

Frequently Asked Questions (FAQs)

Questions and queries related to Agribusiness Loans

WHAT IS AGRICULTURE FINANCE?

Agriculture finance provides loan solutions for various farming needs, whether you own a farm or a cattle ranch. Types of agriculture finance include rural property loans, equipment and specialty vehicle finance, agribusiness loans, livestock finance, seasonal on-off loans, grain finance, and other farm-related commodities.

I’M LOOKING TO SET UP MY FIRST FARM, CAN YOU HELP?

Yes, we can assist you with agricultural finance to set up your first farm. Whether it’s a farm or a cattle ranch, we offer loans for rural property, equipment, specialty vehicles, agribusiness, livestock, seasonal needs, grain, and other farm-related commodities.

IS THERE AN AGRI GREEN LOAN LIMIT?

The Agri Green Loan has a minimum limit of $10,000 with no maximum limit, subject to credit approval.

Can I get finance for rural land with no farming experience?
Yes, though lenders prefer buyers with agricultural experience or a clear business plan. We can connect you with lenders who assess first-time farmers based on property viability, financial position, and professional advice you’ve sought.
What deposit do I need for an agribusiness loan?
Most lenders require 20-30% deposit for rural and agricultural properties, though this varies based on land type, location, and your experience. Established farmers with strong financials may access higher LVRs.
How long does agribusiness loan approval take?

Rural property loans typically take 3-5 business days for assessment, though complex applications may take longer. We work with lenders who understand urgency and can expedite approvals when needed.

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WHAT DO I NEED TO PROVIDE WHEN APPLYING FOR THE AGRI GREEN LOAN?

To apply for the Agri Green Loan, you need to meet standard business credit requirements and provide documentation to demonstrate the eligibility of the loan purpose. This includes invoices, project proposals and budgets, before-and-after photos of a site, or detailed evidence of your accredited environmental project.

WHAT SHOULD I DO IF MY PROJECT REQUIRES AN UPFRONT DEPOSIT?

If your project requires an upfront deposit, you must pay this from your own savings. We will reimburse the deposit for your Agri Green Loan upon receiving the final signed invoice, subject to credit approval, provided the deposit was completed within the last 12 months and meets our Agri Green Loan criteria.

WHAT CAN I USE THE AGRI GREEN LOAN FOR?
The Agri Green Loan can be used for various environmental projects, such as:

  1. Soil sequestration and development of carbon sinks
  2. Converting degraded land to improve soil quality
  3. Planting trees or installing shelter belts
  4. Improving waste management
  5. Switching to regenerative farming practices
  6. Deploying precision use of chemicals
  7. Shifting land use from monoculture to polyculture
  8. Promoting biodiversity and healthy ecosystems
  9. Protecting waterways
  10. Water efficiency upgrades
  11. Preventing, controlling, or restoring erosion
  12. Installing renewable energy
  13. Reducing greenhouse gas emissions

For personalised assistance and more information on agriculture finance and the Agri Green Loan, contact us at 03 70652000 to discuss your specific needs and find the best solution for your farming business.

Can I refinance my existing farm loan?

Absolutely. Refinancing can secure better rates, release equity for improvements, or restructure repayments to suit your current cash flow. We will assess if refinancing makes financial sense for your operation.

Do you finance livestock and farm equipment?
Yes. We arrange finance for livestock purchases, tractors, harvesters, irrigation systems, and other agricultural equipment. These can be standalone loans or combined with your property finance.
What if my credit history is not perfect?
We work with lenders who assess agribusiness applications holistically, considering property value, farming experience, and business viability, not just credit scores. Past credit issues do not automatically disqualify you.
Can I use my current farm as security for expansion?
Yes. If you have equity in your existing agricultural property, you can use it as security to purchase additional land, upgrade equipment, or expand operations without needing a large cash deposit.

Why choose us?

We understand the importance of earning your trust in the guidance provided by the expert agribusiness loan broker at VOXFIN. We can assist you with all types of agribusiness loans as well as all other financial lendings and insurance. 

Additionally, we can assist with organising financing to start or grow your business and fund your assets.
About Us

voxfin

Expert agribusiness loans mortgage brokers at VOXFIN are here to help you with all types of financial needs.  We simplify the loan process and provide the right information and guidance so you can make sound investment decisions.

We assist Australians throughout the nation. We work with over 40+ lenders in Australia to bring you the best loan option with the lowest interest rate.

About Us

voxfin

Australians have trusted us as expert home loan mortgage brokers for all types of their loans and mortgage needs such as first home buyer loans, refinancing home loans, agribusiness loans, business loan brokers, commercial loan brokers, car loan brokers, asset and equipment finance brokers, SMSF property loans, property development finance brokers, business car loan brokers, bad credit score lenders, medical professionals’ loans, personal loan brokers, and many more to help them find the suitable loans to finance their property dreams.
About Us

voxfin

Get a Free Consultation

info@voxfin.com.au

03 70652000|0435 393 623

Expert agribusiness finance brokers at VOXFIN will simplify your acreage loans, farming loans, agribusiness loans, and hobby farming loans.
Expert rural loan specialists will provide tailored agricultural lending solutions with competitive agribusiness loans. Agriculture business finance brokers will guide you each step of the way in understanding the agribusiness funding options, the risks associated with farming and other unforeseen circumstances. You’ll work with the best acreage and agribusiness loan specialists in Australia. We work hard for you with honesty, transparency and genuineness, ensuring a long-lasting professional relationship built on trust.

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    What Our Customers Say

    Gurdeep Kumar at VOXFIN is a great professional and has deep financial knowledge. He helped me purchase my property under an SMSF. Gurdeep is an expert in SMSF property loans. As an investor, I know SMSF property loans are a lengthy process. From start to settlement, the process was well-informed. Highly recommend Gurdeep Kumar and it’s team at VOXFIN.

    Thanks to Gurdeep, He is an extra ordinary knowledgeable person with complete grip on ongoing market situations. I sought help from him and he has gone an extra mile.
    Highly recommended.

    VOXFIN is awesome! Gurdeep is super helpful and knows his stuff. He made the whole process simple and guided me step-by-step with great advice. He got me the lowest rate for my land and construction home in Brisbane. Highly recommend Gurdeep and VOXFIN for home loans and financial needs

    VOXFIN is the best! Gurdeep is friendly, knowledgeable, and made everything easy to understand. He got us an amazing rate for our land and construction home in Brisbane. Couldn’t have done it without him! Five stars all the way!

    Gurdeep at VOXFIN is fantastic! He helped me get a personal loan with the lowest interest rate, making the process smooth and stress-free. Gurdeep is quick, efficient, and highly professional. Highly recommend VOXFIN for personal loans in Melbourne!

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