Smart Equipment finance in Australia - Voxfin

Smart Equipment Finance to Power Your Business

Competitive Rates, Fast Approvals

Our 5-Star Google & Facebook Ratings reflect clients’ satisfaction, positioning us among Australia’s most trusted mortgage brokers!

What Makes VOXFIN Stand Out?

Industry Specialists

Medical, agriculture, construction, hospitality, and more

$10K to $5M+

Finance for equipment of any scale

New & Used Equipment

We promise quick approvals without full financial documents

Fast Turnaround

Approvals within 24-48 hours

40+ Lender Panel

Including specialist equipment financiers

Same-Day Pre-Approvals

For those time-sensitive opportunities

What is Equipment Finance?

When businesses have plans to acquire essential machinery or equipment, or adopt a technology without upfront capital outlay, equipment finance makes an excellent choice.

Structured finance solutions ensure your business remains competitive while maintaining healthy cash flow. They help you whether you want to –

Purchase new equipment

Upgrade existing machinery

Replace ageing assets

Get Equipment Finance Quote

Trusted across all industries for competitive equipment loans with minimal paperwork. With 40+ lender relationships and industry-specific expertise, VOXFIN secures faster approvals and better rates for your machinery needs.

Who Can Benefit from Equipment Finance

No matter what stage your business is at, VOXFIN has equipment finance specialists for each.

Established businesses looking to upgrade equipment

Startups planning to purchase essential machinery

Thriving businesses with scaling operations

Businesses with seasonal cash flow patterns

Equipment Finance Options at VOXFIN

Forklift Finance

Finance from $15K with terms up to 5 years.
New and used forklift financing for warehouses and logistics businesses.

Excavator Finance & Earthmoving Equipment

Suitable for construction and civil contractors.
Competitive rates on excavators, bobcats, loaders, and diggers.

Commercial Kitchen Equipment Finance

Restaurant equipment loans covering equipment like refrigerators, ovens, cool rooms, and fitouts.
Ideal for complete commercial kitchen fitouts.

Medical Practice Equipment Finance

Equipment-specific terms for medical and diagnostic equipment.
Tailored finance for GP clinics, dental practices, and allied health.

Plant and Equipment Leasing

Flexible plant and equipment hire purchase options.
Up-to-date plant without large capital outlays.

Business equipment finance solutions for machinery and technology purchases</p>
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Comprehensive equipment financing and leasing options for businesses</p>
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VOXFIN’s Most Popular Equipment Finance Solutions

Equipment Lease:

Preserve capital and upgrade regularly

Fixed monthly payments
Equipment stays off the balance sheet
Flexible end-of-term options (upgrade, return, purchase)
100% tax-deductible payments
No residual payment required

Equipment Loan (Chattel Mortgage):

Best for businesses seeking ownership and tax benefits

Own equipment from day one
Claim GST upfront (if registered)
Tax deductions on depreciation and interest
Flexible balloon payment options
Lower overall cost than leasing

Rental/Operating Lease:

Short-term needs or frequently updated equipment

Shorter terms (1-3 years)
Lower monthly payments
Easy upgrades to the latest technology
Maintenance often included
Minimal commitment

How Equipment Finance Saves Your Business Money

Preserve Your Working Capital

Keep cash reserves for opportunities, emergencies, and daily operations instead of depleting them on equipment purchases.

Reap Tax Advantages

Claim immediate deductions, depreciation benefits, and GST credits. Structure finance to maximise EOFY write-offs.

Improve
Cash Flow

Predictable monthly payments make budgeting easier. Match repayments to your equipment’s productive life and revenue generation.

Maintain Technology Currency

Regular equipment upgrades keep you competitive. Lease structures allow you to refresh technology every few years.

We Have Options

Used Equipment Finance

Equipment Refinance

Seasonal Businesses

Bad Credit

Low-Doc

No Deposit

Your 4-Step Equipment Finance Journey at VOXFIN

Equipment Assessment

We evaluate your business requirements and recommend the best finance structure.

Rate
Comparison

Access exclusive rates from 40+ lenders. We present you with top options.

Fast
Application

Whether low doc or standard, we handle the paperwork and follow up with lenders.

Quick
Settlement

We push settlement for most equipment finance within 3-7 days.

Get a Free Quote

End of Year (EOFY) Benefits – Why Timing Matters

Grab the time-sensitive opportunities BEFORE JUNE 30

Eligible businesses can claim

Immediate asset write-offs
Full year depreciation claim
GST credits (*on eligible equipment)
Reduced taxable income for the current year

Note: Even if the equipment is not delivered by June 30, you can still claim deductions, provided the contract was signed, and the equipment is in the ‘ready for use’ condition. We strongly recommend consulting your accountant for specific guidance on your tax situation. VOXFIN will work alongside your accountant to structure your finances correctly.

End of financial year EOFY business finance and tax benefit planning</p>
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Time to initiate your equipment finance?

Speak with our equipment finance specialists in Melbourne!

Book a FREE Consultation

People Also Browse Related Services at VOXFIN

Frequently Asked Questions (FAQs)

Questions and queries related to Equipment Finance

What is the maximum equipment finance amount?

The amount can be from $10,000 to $5M+, based on the equipment type and business circumstances. Not to mention, larger amounts will require more documentation.

Can I finance equipment from any supplier?

Absolutely. We work with equipment from any Australian supplier, including direct imports (*with additional considerations).

How old can used equipment be?

Typically, used equipment can be up to 10-15 years old, depending on the type, condition, and lender. In the case of medical and technology equipment, the acceptable age limits are shorter.

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What documents do I need?

In a standard case, you need 3-6 months of business bank statements, ID, ABN, and an equipment quote. On the other hand, low doc options reduce these requirements.

Can I add equipment to existing finance?

Yes. At VOXFIN, we can refinance existing equipment finance and add new equipment to a consolidated facility.

What happens if my business is new?

Startups can access equipment finance with strong business plans, industry experience, and sometimes, personal guarantees. Generally, equipment itself often provides primary security.

What Our Customers Say

Gurdeep Kumar at VOXFIN is a great professional and has deep financial knowledge. He helped me purchase my property under an SMSF. Gurdeep is an expert in SMSF property loans. As an investor, I know SMSF property loans are a lengthy process. From start to settlement, the process was well-informed. Highly recommend Gurdeep Kumar and it’s team at VOXFIN.

- Ketan Patel

Thanks to Gurdeep, He is an extra ordinary knowledgeable person with complete grip on ongoing market situations. I sought help from him and he has gone an extra mile.
Highly recommended.

- Haris Khan

VOXFIN is awesome! Gurdeep is super helpful and knows his stuff. He made the whole process simple and guided me step-by-step with great advice. He got me the lowest rate for my land and construction home in Brisbane. Highly recommend Gurdeep and VOXFIN for home loans and financial needs

- Maria Thomas

VOXFIN is the best! Gurdeep is friendly, knowledgeable, and made everything easy to understand. He got us an amazing rate for our land and construction home in Brisbane. Couldn’t have done it without him! Five stars all the way!

- Shino Varghese

Gurdeep at VOXFIN is fantastic! He helped me get a personal loan with the lowest interest rate, making the process smooth and stress-free. Gurdeep is quick, efficient, and highly professional. Highly recommend VOXFIN for personal loans in Melbourne!

- Aditya Mushnuri