Knowledge Hub
House Prices Close Out 2020 Strongly
Despite the predictions of widespread and dramatic falls in house prices in 2020, it appears the exact opposite has unfolded. The latest data from CoreLogic shows that house prices across the country have finished the year incredibly strong, marked by a 1% increase in...
How to Get a Lower Interest Rate on Your Home Loan
In the current economic climate, low interest rates are not just a bonus - they are expected. Fortunately, if you are working with a mortgage broker, they will be able to help you get the very best deal you can and that will mean you will be receiving the very best...
Common Mistakes that Stop You Getting a Loan
When the time comes to apply for a home loan, many would-be borrowers are shocked to learn that a few simple mistakes have cost them the chance to get finance. Lenders have several checks they run on all applications and if you’ve made these errors you might be out of...
What is Positive Gearing?
As interest rates continue to fall, there has been more and more talk about the concept of positive gearing. Simply put, when a property is positively geared, it generates more income than it costs to hold. Most property investors are faced with a number of costs that...
4 Popular Investment Strategies
Property investing has been a powerful way to build wealth that Australian’s have been using for generations. The great thing about property is that there are a number of different approaches you can use that all increase your wealth over time. The exact strategy that...
Budgeting Wisely at Christmas to Get a Loan
Christmas is coming up so it’s important to start thinking about your budget over the holiday period. While we all love giving presents, if you’re looking at potentially applying for a home loan in the new year, it’s important that you don’t do any damage to your...
What Does Subject To Finance Really Mean?
What Does Subject To Finance Really Mean?The vast majority of people who look to purchase property will do so with the help of finance. If you need to use finance to purchase a property, then you certainly need to include a ‘subject to finance’ clause in your offer. A...
How to Finance Your Home Renovation
How to Finance Your Home RenovationAs the window begins to close to access the Government’s Home Builder grant, there is still enough time to capitalise if you’re looking to build or substantially renovate. Given that the requirements are high for renovators, many...
Getting An Alternate Documentation Loan
Getting an Alternate Documentation LoanAs we know, all borrowers have different circumstances and that’s why there is never a one size fits all approach when it comes to lending. For the majority of full-time employees with a good credit history, you will likely have...
Why You Should Consider Refinancing
Why You Should Consider RefinancingAs the Australian economy gets back to normal on the back of the COVID-19 enforced shutdowns easing, borrowers are sitting in an enviable position. The moment lockdown measures started, the RBA acted quickly and cut the official cash...