Personal Loans
Express yourself with the freedom of Personal Loans
Consolidate all your debts with the lowest interest rate and live stress-free!
Our clients’ satisfaction ratings on Google and Facebook have made us Australia’s most trusted Number 1 loan mortgage broker
Lending a helping hand with personalised personal loan solutions
Life’s unexpected expenses can catch us off guard, whether it’s home renovations, travel, education costs, or celebrating special occasions like weddings. But worry not – we’re here to lend a helping hand with our personalised personal loans.
Even if you’ve faced rejection from traditional lenders due to past defaults or bad credit, don’t lose hope. Our dedicated personal loan brokers specialise in assisting individuals with bad credit histories and bad credit scores, navigating through these challenges with expertise and compassion. Let us guide you through so you can move forward with confidence.
Debt consolidation:
We are experts in assessing and analysing overall needs and circumstances to improve your financial liabilities and erase debts over time. We are here to help guide and lower your monthly repayments on your debts, helping you save towards your next goal.
It is crucial to note that each personal loan enquiry impacts your credit score. Please don’t let lenders deter your borrowing power without our strategic advice.
Why is debt consolidation beneficial?
- Easier and consolidated management of debt
- Most likely, lower total repayments mean more savings for you
- Simplified, hassle-free one single payment for all your debts
- Paying off your debts sooner
- Improve your credit scores
There are categorically a few types of personal loans
Small Loans
Let VOXFIN’s personal loan broker assist you in secure a low-rate personal loan, so you can focus on turning yesterday’s dreams into today’s big moves
For Personal Loans, you are choosing VOXFIN for:
- Fast approvals
- Low-rate personal loans
- Solutions for all types of small persona loans
- The best personal loan broker in Australia will guide you throughout the loan process
- Our clients’ high satisfaction ratings made us Australia’s best home loan mortgage broker
For personal loans, consider the following points
Interest Rates
To be sure you’re getting the greatest price, compare interest rates offered by several lenders.
Fees
Be mindful of any expenses related to the loan, including early repayment, recurring, and application fees.
Loan Terms
Recognise the terms of the loan, such as the frequency, payback period, and penalties for late payments.
Terms and conditions
Repayment Capacity
Based on your present income and spending, determine your ability to repay the loan.
Credit Score
To find out if you qualify for the loan and what interest rate you might be eligible for, check your credit score and history.
Purpose of the Loan
Make sure the loan fits with your financial objectives and have a clear understanding of why you need it.
Risk management and legal requirements
Alternative Options
Before taking for a personal loan, look into other funding choices including borrowing from relatives or using savings.
Professional guidance
At VOXFIN, a knowledgeable personal loan mortgage broker can help you at every stage. To make sure you completely comprehend the ramifications and dangers of personal loans, it is also advised that you consult with knowledgeable tax experts and financial consultants.
Frequently Asked Questions (FAQs)
Questions and queries related to Personal Loans
FOR WHAT CAN I USE MY PERSONAL LOAN?
You can use your personal loan for just about anything! Whether it’s a holiday, education expenses, buying or fixing a car, travel, home renovations, unexpected bills, or even a wedding, we’ve got you covered. Have something specific in mind? Give us a call at 037065200 and we’ll help you find the perfect solution.
HOW MUCH CAN I BORROW?
You can borrow as little as $5,000. The maximum amount depends on your unique financial situation. Let’s chat and find out what works best for you!
HOW SOON WILL I GET MY FUNDS?
Once your loan is approved and you’ve signed the documents, your funds are usually available the next day or within two working days, depending on your circumstances.
WHAT DO I NEED TO QUALIFY FOR A LOAN?
To get a Personal Loan, you need to:
- Be employed and earn at least $25,000 gross per year
- Be an Australian Permanent Resident
- Be at least 18 years old
- Have a good credit history for the last 5 years
- Be free from bankruptcy for the last 7 years
Other criteria might apply based on your situation. Most loan applications are decided within 1-2 working days.
DO I NEED TO PROVIDE SECURITY FOR MY LOAN?
Whether you need to provide security or not depends on your personal circumstances and the loan amount you’re applying for. We’ll help you figure it out!
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WILL MY LOAN HAVE A FIXED OR VARIABLE INTEREST RATE?
It depends on the type of loan you choose. Fixed personal loans have fixed interest rates, meaning your repayments stay the same throughout the loan. Variable personal loans have interest rates that can change over time.
HOW IS THE INTEREST ON MY LOAN CALCULATED?
Interest is calculated daily and charged to your account monthly.
WILL APPLYING FOR A LOAN AFFECT MY CREDIT SCORE?
Applying for a loan won’t affect your credit score. If we refer you to an external lender, your score could be affected, but we’ll always give you a heads-up so you can decide what’s best for you.
WHAT IF I HAVE BAD CREDIT?
Even if you’ve been turned down by banks or other financial institutions, you can still apply for a Bad Credit Personal Loan. It might be a good idea to check if your credit score can be improved before applying.
CAN I CONSOLIDATE MY CURRENT DEBTS?
Absolutely! If you qualify, you can combine multiple debts into one easy repayment plan. This can make managing your finances less stressful and potentially save you money. Find out more about the benefits of debt consolidation here.
Why choose us?
We understand the importance of earning your trust in the guidance provided by the expert personal loan broker at VOXFIN. We can assist you with all types of personal loans as well as all other financial lending needs, such as home loans, refinancing home loans, car loans, commercial loans, and insurance.
Additionally, we can assist with organising financing to start or grow your business and fund your assets. Our services for finding the right home loan are free of charge to you. Once your loan is settled, the lender compensates us, ensuring you receive expert advice without any financial burden.
Expert personal loan brokers at VOXFIN are here to help you with all types of financial needs. We simplify the loan process and provide the right information and guidance so you can make sound investment decisions.
We assist Australians throughout the nation. We work with over 35 lenders in Australia to bring you the best loan option with the lowest interest rate.
Get a Free Consultation
info@voxfin.com.au
03 70652000|0435 393 623
We can simplify your debt consolidation by combining debts into a single repayment and ensuring repayments are within your budget.
Our goal is to remove all your concerns caused by multiple debts and high interest rates. We’ll provide you with a tailored affordable Personal Loan solution based on your needs and circumstances to create a pathway to debt freedom. This is a pathway of debt management to improve your debts. We work hard for you with honesty, transparency and genuineness so that we can build a long-lasting professional relationship.
WHAT DO OUR
customers think?
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