Dental Practitioners Loan
We specialise in offering tailored financial solutions for dentists to meet all of their financial needs.
Whether you are looking to purchase a dental practice, secure a home loan, obtain a car loan, acquire a dental fitout, or invest in a dental practice commercial property, we have you covered.
At VOXFIN, specialized medical industry mortgage brokers can assist you in acquiring dental practice business loans, equipment loans, commercial property loans, and fit-out loans.
Whether you’re purchasing the goodwill of an existing practice or joining a partnership, we offer financing options for dentists, doctors, physicians and surgeons. We offer loan options, repayment management, cash flow, and future business goals.
- Finance your goodwill and equipment separately
- Ability to borrow up to 100% of your practice purchase price
- Choose Principal + Interest or Interest Only repayment options
If you are looking for the best deals on Dental professional loans, We have covered you for all your Dental professional loans.
Comprehensive financial solutions available for dental professionals, catering to residential, commercial, asset and equipment needs
Car Loans for Dentists
- Fast and simple medical vehicle finance
- All types of car loans for healthcare professionals
Dental Equipment Finance
- A $0 deposit is required; no upfront deposit is needed
- Loan terms up to 7 years, flexible repayment options for long-term financing
- Refinancing is available, with the option to refinance recently purchased equipment
Dental Fitout Loans
- Repayment commencement: repayments begin after improvements are complete
- Capitalised interest: interest during construction can be capitalised
- Interest on used funds: pay interest only on the funds utilised, not the total approved amount
Dental Practice Loans
- Separate financing: finance your goodwill and equipment separately
- Interest rate options: choose between fixed and variable interest rates
- Redraw Facility, access additional funds with redraw available
- High Borrowing Capacity: borrow up to 100% of your practice purchase price
Commercial Property Loan for Dentists
- Customise your practice space with our construction loan for medical practices
- Line of Credit: access a line of credit for added flexibility
- We offer flexible options tailored to medical, dental, and vet practices
- Approved applicants can borrow up to 100% of the purchase price without additional security
Home Loan for Dentists
- Offset Accounts benefit to reduce interest payments
- Choose between variable or fixed interest rates
- Enjoy competitive rates and no fees for your loan
- Flexible repayment options include principal and interest or interest only
Dentists and Surgeon SMSF Property Loans
Dentists and Surgeons can benefit from SMSF property loans with the help of VOXFIN mortgage brokers. Here’s how it works:
Simplified SMSF Property Loans
VOXFIN specialises in making it simple for dentists and surgeons to use their self-managed super fund (SMSF) to invest in both commercial and residential real estate.
Benefits of Using SMSF for Property Investment:
Tax Advantages
Investing in property through an SMSF can provide significant tax benefits, including reduced tax rates on rental income and capital gains.
Retirement Planning
Property investments can be a valuable asset for retirement, providing a steady income stream and potential capital growth.
Control and Flexibility
SMSFs offer greater control over investment decisions, allowing you to choose properties that align with your financial goals.
Diversification
Adding real estate to your SMSF portfolio can help diversify your investments and spread risk.
Waived LMI for Dentists
Borrow up to 100% of your home loan value and pay no LMI. We help doctors save an average of $50,000 in LMI costs on a 95% LVR home loan with a $1,000,000 purchase price.
We Cover Annual Loan Fees for Dentists
We pay annual loan fees for doctors on home loans above $500k, saving an average of $11,850 over the loan’s lifetime!
Specialist Interest Rates for Dentists
We internally negotiate to get the lowest interest rates only designed for Dentists for you!
FOR DENTAL PROFESSIONALS SMSF LOANS, YOU ARE CHOOSING VOXFIN FOR:
- Expertise in Healthcare Professions: We specialise in serving dentists and surgeons, understanding the unique financial needs and goals of healthcare professionals.
- Simplified Process: We make the process of securing an SMSF property loan straightforward and hassle-free, guiding you through each step.
- Tailored Solutions: Our team provides customised loan solutions that consider your specific circumstances and financial objectives.
- Comprehensive Support: From understanding SMSF regulations to finalising the loan, we offer comprehensive support to ensure a smooth investment journey.
Frequently Asked Questions (FAQs)
Questions and queries related to Healthcare Home Loans
WHAT ARE HEALTHCARE HOME LOANS?
Healthcare Home Loans is a mortgage broker specialising in providing home loan solutions tailored to the unique financial situations of healthcare professionals in Australia. Our expertise ensures that medical professionals receive the best possible home loan deals.
WHO IS ELIGIBLE FOR HEALTHCARE HOME LOANS?
95% LVR + LMI Waiver with No Minimum Income Requirement:
- Dentists
- General Practitioners
- Hospital-employed Doctors (Interns, Residents, Registrars, Staff Specialists)
- Medical Specialists
90% LVR + LMI WAIVER WITH MINIMUM INCOME THRESHOLD OF $90,000 PER ANNUM:
- Audiologists
- Chiropractors
- Midwives
- Occupational Therapists
- Osteopaths
- Physiotherapists
- Podiatrists
- Psychologists
- Radiographers
- Registered Nurses
- Sonographers
- Speech Pathologists
- Optometrists
- Pharmacists
- Veterinary Practitioners
WHY IS HEALTHCARE HOME LOANS DIFFERENT FROM OTHER BROKERS?
Healthcare Home Loans specialises in mortgages for healthcare professionals. This specialty allows us to access bespoke credit policies with lenders that benefit your position as a healthcare professional. As a platinum broker with major banks, we offer priority service and faster processing times for your loan applications.
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HOW IS USING A MORTGAGE BROKER DIFFERENT FROM GOING DIRECTLY TO THE BANK?
Using a mortgage broker offers increased choice and flexibility. Each lender has its own credit policy, affecting how much you can borrow. A mortgage broker compares multiple lenders on your behalf, potentially securing a better interest rate, higher borrowing capacity, and lower monthly repayments. We facilitate the entire process from start to settlement at no extra cost to you.
CAN HEALTHCARE HOME LOANS ORGANISE FINANCE FOR CONSTRUCTION?
Yes, Healthcare Home Loans can organise construction loans tailored to your needs, whether for major renovations, knocking down an existing property, or building a new one. Our broking team will guide you through the process and present the best solution for your situation.
I'M ON A VISA BUT PRACTICE IN AUSTRALIA. CAN HEALTHCARE HOME LOANS STILL ASSIST?
Yes, Healthcare Home Loans can assist visa holders practicing in Australia. However, banks will apply a 20% income reduction, and you will need to provide a larger deposit, typically around 20%.
For medical professional loan solutions, you are choosing VOXFIN for:
- Fast approvals
- Access to competitive interest rates
- Personalised loan solutions for dental Professionals
- Our clients’ high satisfaction ratings made us Australia’s best home loan mortgage broker
Why choose us?
We understand the importance of earning your trust in the guidance provided by the expert dental professionals loan broker at VOXFIN. We can assist you with all types of dental professional loans and all other financial lending needs, such as home loans, refinancing home loans, car loans, commercial loans, and insurance.
Additionally, we can assist with organising financing to start or grow your business and fund your assets.
About Us
At VOXFIN, expert dental professional loan brokers are here to assist you with all types of your dental practice financing needs. We simplify the loan process and provide the right information and guidance so you can make sound investment decisions.
We assist Australians throughout the nation. We work with over 35 lenders in Australia to bring you the best loan option with the lowest interest rate and the most appropriate home loan structure to grow your property portfolio.
Get a Free Consultation
info@voxfin.com.au
0370652000 | 0435393623
Specialist dentist loan brokers at VOXFIN have simplified loans for medical professionals.
We work hard for you with honesty, transparency and genuineness, ensuring a long-lasting professional relationship built on trust.
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