Why Smart Investors Are Making Their Move Now
If you’re earning 3-4% on residential property while watching commercial assets deliver 6-7%, it’s clear that you’re leaving money on the table.
The year 2025 taught us that residential property investment returns are no longer sufficient or satisfactory. Commercial property finance is here to get you into the Australian commercial property market, and we’re sure investors are paying attention.
Stronger yields, longer leases, and better tenant quality are drawing investors away from the ‘residential-only’ portfolios. However, ‘how to finance my commercial property investment’ remains one of the most common questions asked.
VOXFIN’s commercial finance specialists bring 25+ years of combined experience to help you secure the right commercial property loan – faster.
Why Commercial Property Is Going to Outperform in 2026
The fundamentals are strong across multiple sectors.
Industrial Still Dominates
Warehouses, distribution centres, and logistics hubs continue thriving thanks to e-commerce growth and supply chain expansion.
Office Markets Stabilising
Return-to-office momentum is supporting the values of metropolitan and suburban offices. Buyers are returning with confidence.
Essential Services Stay Strong
Medical suites, childcare centres, and neighbourhood retail strips attract investors seeking stable, long-term tenants.
Regional Opportunities
Gold Coast, Sunshine Coast, Geelong, Adelaide outskirts, and WA regional centres offer higher yields than major capitals.
The Numbers Don’t Lie – Commercial vs Residential Property Investment
Higher Yields
Commercial – Typical returns are 5.5-7%
Residential – Typical returns are under 4%
Moreover, commercial tenants often cover the costs of rates, insurance, and maintenance.
Longer Leases
3-5 year commercial leases vs 6-12 months residential.
More stability, less turnover, means predictable income.
Better Tenants
Commercial tenants maintain properties because their business depends on them.
Less wear and tear, thus fewer management headaches.
Portfolio Diversification
Stop relying solely on residential markets.
Commercial assets that spread risk and create passive income streams are ideal for SMSFs.
It’s All About Making Commercial Finance Simple
Commercial lending has a reputation for being complex. VOXFIN strips that away.
24-Hour Approval Guarantee
For qualifying commercial transactions, VOXFIN delivers approvals in 24 hours. Strong lease in place? Lenders assess serviceability based on rental income – approvals move fast.
40+ Lender Panel
Major banks, non-bank lenders, and commercial specialists. VOXFIN finds the right fit for your scenario and negotiates better terms.
Low-Doc & Alt-Doc Options
Self-employed? ABN holder? Business owner with financial documents not up to date? VOXFIN works with lenders accepting alternative documentation. We specialise in commercial property loans for self-employed Australians.
National Coverage
Buy commercial property anywhere in Australia. Chase higher yields interstate without worrying about lender restrictions.
Complex Scenarios Welcome
VOXFIN specialises in deals that traditional banks reject.
- SMSF commercial property loans
- Trust and company structures
- Expats investing from overseas
- Borrowers with credit challenges
- Refinancing for better terms
Clear LVR Guidance
Loan-to-value ratios (LVR) vary by asset type. General commercial properties allow higher LVRs. Specialised assets (childcare, cold storage) need larger deposits. VOXFIN provides upfront clarity so you can plan confidently.
Common Triggers for Commercial Property Finance
Recognising the common triggers early can help you act before the competition heats up. Generally, investors seek commercial finance when –
- Expanding or relocating their business
- Stopping rent payments as owner-occupiers
- Diversifying after residential market gains
- Refinancing to secure better loan terms
- Building SMSF income strategies
Why VOXFIN Will be the Right Choice for Your Commercial Property Loan
Expert Structuring
We assess your situation and structure loans across various commercial assets – from industrial to retail to medical.
Transparent Comparisons
See real options from 40+ lenders. No guesswork, no hidden agendas.
No Upfront Fees
Our service costs you nothing. Lenders compensate us.
End-to-End Support
From initial enquiry to settlement, VOXFIN handles the entire process. Fast, responsive, clear.
Proven Track Record
4.9-star customer satisfaction rating. Our clients trust us because we deliver.
Start Building Your Commercial Portfolio in 2026
Commercial property offers what residential can’t: stronger yields, longer leases, better tenants, and genuine diversification.
Whether you’re an experienced investor expanding your portfolio or a first-time commercial buyer, VOXFIN’s commercial finance specialists remove the complexity and get you funded fast.
Stop settling for 3% residential yields!
Start earning 6-7% with commercial property!
Call 03 7065 2000 today for VOXFIN’s expert guidance.
You may also request a free commercial finance consultation online. A VOXFIN specialist will contact you within 24 hours to discuss your options.
No cost. No obligations. Just expert guidance on your commercial property finance Australia-wide.
