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What is Positive Gearing?

by | Home Loan

As interest rates continue to fall, there has been more and more talk about the concept of positive gearing. Simply put, when a property is positively geared, it generates more income than it costs to hold. Most property investors are faced with a number of costs that...

4 Popular Investment Strategies

by | Loan

Property investing has been a powerful way to build wealth that Australian’s have been using for generations. The great thing about property is that there are a number of different approaches you can use that all increase your wealth over time. The exact strategy that...

Budgeting Wisely at Christmas to Get a Loan

by | Loan

Christmas is coming up so it’s important to start thinking about your budget over the holiday period. While we all love giving presents, if you’re looking at potentially applying for a home loan in the new year, it’s important that you don’t do any damage to your...

What Does Subject To Finance Really Mean?

by | Loan

What Does Subject To Finance Really Mean? The vast majority of people who look to purchase property will do so with the help of finance. If you need to use finance to purchase a property, then you certainly need to include a ‘subject to finance’ clause in your offer....

How to Finance Your Home Renovation

by | Home Loan

How to Finance Your Home Renovation As the window begins to close to access the Government’s Home Builder grant, there is still enough time to capitalise if you’re looking to build or substantially renovate. Given that the requirements are high for renovators, many...