Enquire now
Low Doc Business Car Loans Australia

Melbourne’s Leading Mortgage Broker

Better Rates, 40+ Lenders, Local Expertise, Service Across Melbourne

Contact Now

Our 5-Star Google & Facebook Ratings reflect clients’ satisfaction, positioning us among Australia’s most trusted mortgage brokers!

VOXFIN – Your Mortgage Specialist in Melbourne & Regional Victoria

Local Point Cook Office

Face-to-face consultations – Not just phone calls

Self-Employed Specialists

Low doc home loans for self-employed Australians

Melbourne & Regional Victoria Experts

Understanding Melbourne & Victoria’s growth corridors

Complex Situations – Welcome

Defaults, low credit, non-standard income? – We find solutions

Same Accountant – Better Structure

We work alongside your tax advisor for optimal loan setup

Specialised in home loans across Victoria, VOXFIN is Melbourne’s leading mortgage broker. Whether you’re buying in the CBD, suburbs, or regional areas, we help you secure competitive rates.

Based in Point Cook, we work with Melbourne buyers, investors, and refinancers alike. We help you access deals that regular banks can never.

From aspiring first home buyers in Werribee to ambitious investors in Docklands, we understand Melbourne’s diverse property markets and best know what lenders are looking for.

Contact Us

Home Loans We Arrange at VOXFIN for

First home buyers (including FHGS schemes)

Owner-occupiers upgrading or downsizing

Property investors building portfolios

Self-employed and ABN holders

Refinancers seeking better rates

Let us tell you what you can borrow, at what rate, and
how you can structure your loan.

Book a FREE Consultation

Melbourne homebuyers and investors trust us for honest guidance and competitive rates. Our local expertise, coupled with 40+ lender access, means we secure approvals others can’t, especially for self-employed and complex situations.

What Options Do We Offer Under Home Loans in Melbourne

As mortgage specialists in Melbourne, we arrange finance across all property types and
a variety of borrower situations.

Standard Home Loans

Competitive rates for owner-occupiers and investors with straightforward income (PAYG employees, stable employment).

Specialist Home Loans

Low doc home loans for self-employed, ABN holders, and contractors who can’t provide full tax returns.

First Home Buyer Loans

We help you navigate government schemes, LMI waivers, and first home buyer grants to maximise available benefits.

Investment Property Loans

Loans structured for positive cash flow and tax effectiveness to help you build your property portfolio.

Refinancing

We review your current mortgage and find better rates. Don’t pay more than you need to.

Are you ready to compare your options?

Get a FREE mortgage comparison from Melbourne’s local specialists!

Get Started Now

Why Melbourne Chooses VOXFIN

  • With our local knowledge, we understand Melbourne’s property market, from inner-city apartments to leading growth corridors like Wyndham, Melton, and Casey.
  • Complex income? Self-employed? Low doc requirements? This is what we specialise in.
  • Melbourne has a large self-employed and business-owner population. We have structured hundreds of home loans for non-standard income situations.
  • We have a strong lender network, including 40+ major banks, regional lenders, and specialist financiers. (More options mean better rates and higher approval chances.)
  • What is realistic? What rates to expect? Should you wait or proceed? We tell you upfront – No surprises, no waste of time.

Contact VOXFIN’s specialist mortgage broker today!

Get Your Free Quote

Areas We Serve

  • Point Cook
  • Werribee
  • Hoppers Crossing
  • Tarneit
  • Truganina
  • Williams Landing
  • Wyndham Vale
  • Melbourne CBD
  • Regional Victoria
  • Geelong
  • Shepparton
  • Bendigo
  • Ballarat
  • All Melbourne suburbs

People Also Browse Related Services at VOXFIN

First Home Buyer Loans

Navigate suitable home loan schemes

Refinancing

Compare your current rate

Investment Property Loans

Build your portfolio

Low Doc Home Loans

Self-employed specialists

Frequently Asked Questions (FAQs)

Questions and queries related to Mortgage Broker Melbourne

Do you charge fees?

At VOXFIN, we charge no upfront fees – neither for quotes nor for applications. We are paid by lenders upon successful settlement (which means our service is free).

How long will my home loan approval take?
Typically, pre-approvals take within 24-48 hours. Full approval depends on documentation, but usually takes 5-10 business days.
Dummy
Can you help me despite my low credit scores?

Absolutely. Our team is specialised in handling complex cases, including bad credit profiles. We work with specialist lenders who consider applications from borrowers with past defaults or credit issues.

Do I need to visit your office?

Not necessarily. We also provide guidance via phone, email, and video calls. However, we are always happy to meet face-to-face at our Point Cook office if you prefer.

What Our Customers Say

Gurdeep Kumar at VOXFIN is a great professional and has deep financial knowledge. He helped me purchase my property under an SMSF. Gurdeep is an expert in SMSF property loans. As an investor, I know SMSF property loans are a lengthy process. From start to settlement, the process was well-informed. Highly recommend Gurdeep Kumar and it’s team at VOXFIN.

- Ketan Patel

Thanks to Gurdeep, He is an extra ordinary knowledgeable person with complete grip on ongoing market situations. I sought help from him and he has gone an extra mile.
Highly recommended.

- Haris Khan

VOXFIN is awesome! Gurdeep is super helpful and knows his stuff. He made the whole process simple and guided me step-by-step with great advice. He got me the lowest rate for my land and construction home in Brisbane. Highly recommend Gurdeep and VOXFIN for home loans and financial needs

- Maria Thomas

VOXFIN is the best! Gurdeep is friendly, knowledgeable, and made everything easy to understand. He got us an amazing rate for our land and construction home in Brisbane. Couldn’t have done it without him! Five stars all the way!

- Shino Varghese
Gurdeep at VOXFIN is fantastic! He helped me get a personal loan with the lowest interest rate, making the process smooth and stress-free. Gurdeep is quick, efficient, and highly professional. Highly recommend VOXFIN for personal loans in Melbourne!
- Aditya Mushnuri

Latest Mortgage Broker Melbourne News and Tips