How to Get a Lower Interest Rate on Your Home Loan

In the current economic climate, low interest rates are not just a bonus – they are expected. Fortunately, if you are working with a mortgage broker, they will be able to help you get the very best deal you can and that will mean you will be receiving the very...

Common Mistakes that Stop You Getting a Loan

When the time comes to apply for a home loan, many would-be borrowers are shocked to learn that a few simple mistakes have cost them the chance to get finance. Lenders have several checks they run on all applications and if you’ve made these errors you might be out of...

What is Positive Gearing?

As interest rates continue to fall, there has been more and more talk about the concept of positive gearing. Simply put, when a property is positively geared, it generates more income than it costs to hold. Most property investors are faced with a number of costs that...

4 Popular Investment Strategies

Property investing has been a powerful way to build wealth that Australian’s have been using for generations. The great thing about property is that there are a number of different approaches you can use that all increase your wealth over time. The exact strategy that...

Budgeting Wisely at Christmas to Get a Loan

Christmas is coming up so it’s important to start thinking about your budget over the holiday period. While we all love giving presents, if you’re looking at potentially applying for a home loan in the new year, it’s important that you don’t do any damage to your...