Budgeting Wisely at Christmas to Get a Loan

Christmas is coming up so it’s important to start thinking about your budget over the holiday period. While we all love giving presents, if you’re looking at potentially applying for a home loan in the new year, it’s important that you don’t do any damage to your...

What Does Subject To Finance Really Mean?

What Does Subject To Finance Really Mean? The vast majority of people who look to purchase property will do so with the help of finance. If you need to use finance to purchase a property, then you certainly need to include a ‘subject to finance’ clause in your offer....

How to Finance Your Home Renovation

How to Finance Your Home Renovation As the window begins to close to access the Government’s Home Builder grant, there is still enough time to capitalise if you’re looking to build or substantially renovate. Given that the requirements are high for renovators, many...

Getting An Alternate Documentation Loan

Getting an Alternate Documentation Loan As we know, all borrowers have different circumstances and that’s why there is never a one size fits all approach when it comes to lending. For the majority of full-time employees with a good credit history, you will likely have...

Why You Should Consider Refinancing

Why You Should Consider Refinancing As the Australian economy gets back to normal on the back of the COVID-19 enforced shutdowns easing, borrowers are sitting in an enviable position. The moment lockdown measures started, the RBA acted quickly and cut the official...