The RBA Just Hit 4.60% – What It Could Mean for Borrowers?
What does the latest RBA decision mean for homeowners, buyers, and investors? On 29 September 2026, the RBA raised the cash rate by 0.25 percentage points to 4.60%. Another important decision will be rolled in on 3 November. Borrowers now have a two-week window to...
SMSFs Can No Longer Use a New LRBA to Acquire Residential Property: What Investors Should Do Next
From 10 August 2026, SMSF residential lending is prohibited in Australia under the Treasury Laws Amendment (Tax Reform No.1) Act 2026. SMSF commercial property loans, through a Limited Recourse Borrowing Arrangement, remain fully available and are now the only SMSF...
The 2026 Australian Lending Shift and How Borrowers Are Winning It
The 2026 Australian lending shift has created three distinct opportunities: regional property buyers are getting 0.3-0.5% rate discounts; self-employed borrowers are approving in 5 days via low-doc products instead of waiting 12 months; and refinancers are saving...
