Expat Home Loans
Specialist Broker for Australian Citizens Abroad & Non-Resident Investors
Choose VOXFIN for Global Finance Advantage
Up to 90% Loan to Value Ratio (LVR)
Minimal Income Shading
100% Offset Accounts
40+ Currencies Accepted
(USD, GBP, SGD, EUR, and more)
VOXFIN’s Specialist Features that Traditional Banks Won't Offer
|
Feature |
The VOXFIN Difference |
|---|---|
|
High Leverage |
Loans secured up to 90% LVR for eligible expats. |
|
Income Clarity |
Minimal currency shading (some lenders as low as 10%). |
|
Global Income |
Acceptance of USD, GBP, SGD, EUR, and 40+ other currencies. |
|
Loan Structure |
Access to 100% Offset Accounts and flexible Redraw facilities. |
|
Speed |
The digital application process ensures 24-hour pre-approvals. |
|
Complexity |
Experts in FIRB compliance and complex foreign ownership. |
Ready to get the best rate and features?
We Finance All Global Clients
| Client Profile | Loan Goal |
|---|---|
| Client Profile | Loan Goal |
| Australian Citizens | Buying or refinancing a family home in Australia. |
| Permanent Residents | Strategic investment property acquisition. |
| Foreign Investors | Acquiring Australian property (FIRB rules apply). |
| Self-Employed Expats | Low-Doc options accepting business bank statements. |
Ready to start your pre-approval?
Expat Loan Roadblocks? We’re Here to Overcome.
|
Problem |
VOXFIN Solution |
|---|---|
|
Foreign Income Rejections |
Access to lenders accepting overseas payslips & tax returns. |
|
Currency Confusion |
We match you to lenders who minimise exchange rate shading. |
|
Time Zone Delays |
Dedicated broker handles all lender communication and digital signing. |
|
Complex Paperwork |
End-to-end guidance on document translation and FIRB compliance. |
Don't Let the Distance Stop Your Australian Property Dream!
Whether it's your first purchase or a portfolio extension, trust VOXFIN for expat mortgages in Australia!
Frequently Asked Questions (FAQs)
Questions and queries related to Low-Doc Business Car Loans
Absolutely. Australian citizens and permanent residents who live overseas can apply for an expat mortgage. At VOXFIN, we have partnered with lenders who accept foreign income.
Most lenders cap the loan at 80% LVR (20% deposit). However, specialist lenders in our network can offer up to 90% LVR for eligible Australian citizens, though Lenders Mortgage Insurance (LMI) will apply.
Not necessarily. While some lenders may apply a small premium, many competitive lenders offer expats the same standard rates as Australian residents. Your rate depends on the lender, your LVR, and the currency you earn in.
You’ll need an identity proof, a proof of income (tax returns or foreign tax returns), details of the property, and Australian bank statements. At VOXFIN, we help you prepare everything.
Absolutely. VOXFIN helps expats like you refinance to lower rates, release equity, or consolidate debt even while abroad.
Yes, it can be difficult. However, with an expert like VOXFIN by your side, you get the process simplified, ensuring lenders clearly understand your income and situation.
No. Australian citizens and Permanent Residents do not require FIRB approval or pay the fee, regardless of how long they have lived overseas. You have the same rights as a resident to buy any property type.
Lenders shade your foreign income by converting it to AUD and then only using 60% to 90% of the total amount to allow for currency fluctuations. They may also apply an Australian tax rate, which can lower your borrowing power.
