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Low-Doc Business Loans<br />

Low-Doc Business Loans

Flexible Finance for Small Businesses – Fast and Without the Hassle of Paperwork

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Our 5-Star Google & Facebook Ratings reflect clients’ satisfaction, positioning us among Australia’s most trusted mortgage brokers!

We’re Specialised in Low-Doc Loans for Small Businesses

We offer low-doc business loans – a perfect, flexible solution to access funds without the burden of full documentation. Even in the most complex scenarios when most other brokers might decline your case, we know how to present the same case strongly to the right lenders.

Whether in Melbourne or anywhere else in Australia, our team of expert brokers finds a perfectly matching lender, allowing you to continue your business growth without any unnecessary delays.

What is a Low-Doc Business Loan?

Simply, a financing option for small businesses and entrepreneurs that allows for a streamlined loan application with minimal paperwork. When you apply for a low-doc business loan, here are the alternative documents that you can provide instead of providing full tax returns –

  1. Account Declaration
  2. Business Bank Statements
  3. Business Activity Statements (BAS)
  4. Profit & Loss Statements

Getting finance for a business often involves a lot of paperwork, and time doesn’t always allow you to engage in endless paperwork while running a business. We understand this at VOXFIN. We know that small business owners, entrepreneurs, and self-employed Australians often don’t have financials. They may not have up-to-date tax returns either. That’s where we step in.

What Can Low Doc Loans for Small Business Be Used For?

What Can Low Doc Loans for Small Business Be Used For? There are various reasons why small businesses and entrepreneurs apply for a low-doc business loan. 
Here are some of the most common ones

Expand Business Premises

Upgrade
Technology

Hire
New Staff

Invest in New Equipment

Purchase a New Vehicle for Business

Purchase Stock or Inventory

Cover Cash Flow Gaps

Refinance Existing Business Debt

Benefits of Choosing VOXFIN for Your Low-Doc Business Loan in Melbourne

We have direct access to 40+ lenders

The list of lenders associated with us also includes specialists and non-bank lenders.

We guarantee 24-hour approvals

We make sure that you get funds when you need them the most.

Custom-tailored solutions for small businesses

We ensure you meet the matching lenders that perfectly cater to your situation.

Our services extend Australia-wide

We serve all over Australia, from Melbourne to regional towns.

We don’t charge any upfront fees

We make sure that you pay only when your loan is settled.

Frequently Asked Questions (FAQs)

Questions and queries related to Low-Doc Loans

What is the required documentation for a low-doc loan?
Most of the low-doc loans require ABN and identification, declaration of assets/liabilities, and income evidence like bank statements, BAS, or an accountant’s declaration.
How fast can I get the funds with a low-doc loan?
With minimal paperwork, you can receive an approval in 24 to 72 hours, with funding available within a few days after that.
Why are interest rates higher on low-doc business loans?
As low documentation raises a lender’s risk, borrowers typically have to compensate by paying higher interest rates or even factor rates.
Are there specific types of lenders who offer low-doc options?
Yes, low-doc loan options are mostly available through specialist or non-bank lenders.
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Who benefits most from low-doc loans?
The ideal borrowers of low-doc business loans include businesses that need immediate cash flow, self-employed individuals, budding start-ups, small businesses without full financial details, and sole traders with uneven income.
What are the most common reasons behind low-doc business loan applications?
Most businesses apply for a loan when they want to purchase new equipment, a business vehicle, or stock. When a small business is expanding or renovating its premises, finance is often the first concern. Hiring staff also required funds. Management of seasonal cash flow or BAS/tax repayments is another common reason to apply for a loan. A business merger or acquisition also requires substantial funds, for which businesses often seek financing.
What’s a ‘no-doc’ business loan? Is there truly such a thing?
Technically, no, there’s nothing like a ‘no-doc’ business loan. The term ‘no-doc’ means minimal documentation, and borrowers still need to provide some verification. Short terms and higher interest often apply.

Less paperwork. Fast approval. Stress-free process.
That’s the VOXFIN promise.
Call us on 03 7065 2000


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