by Gurdeep Kumar | Refinancing
When the time comes to apply for a home loan, many would-be borrowers are shocked to learn that a few simple mistakes have cost them the chance to get finance. Lenders have several checks they run on all applications and if you’ve made these errors you might be out of...
by Gurdeep Kumar | Refinancing
As interest rates continue to fall, there has been more and more talk about the concept of positive gearing. Simply put, when a property is positively geared, it generates more income than it costs to hold. Most property investors are faced with a number of costs that...
by Gurdeep Kumar | Refinancing
Property investing has been a powerful way to build wealth that Australian’s have been using for generations. The great thing about property is that there are a number of different approaches you can use that all increase your wealth over time. The exact strategy that...
by Gurdeep Kumar | Refinancing
What Does Subject To Finance Really Mean? The vast majority of people who look to purchase property will do so with the help of finance. If you need to use finance to purchase a property, then you certainly need to include a ‘subject to finance’ clause in your offer....
by Gurdeep Kumar | Refinancing
How to Finance Your Home Renovation As the window begins to close to access the Government’s Home Builder grant, there is still enough time to capitalise if you’re looking to build or substantially renovate. Given that the requirements are high for renovators, many...
by Gurdeep Kumar | Refinancing
Why You Should Consider Refinancing As the Australian economy gets back to normal on the back of the COVID-19 enforced shutdowns easing, borrowers are sitting in an enviable position. The moment lockdown measures started, the RBA acted quickly and cut the official...
